Term of Coverage
Term of premium payment
Mode of Premium
No health check
Unable to purchase rider
This insurance policy shall not cover any loss or damage due to either of the following causes.
- Act of the insured while under either of the following conditions :
- Act of the insured while under the influence of narcotic drug or substance that impairs the insured’s mental faculty; or
- Act of the insured while under the influence of alcohol by having blood alcohol concentration (BAC) test result of 150 mg/dL or over; or
- Act of the insured while under the influence of alcohol that impairs the insured’s mental faculty, in case of not having or unable to have the blood alcohol concentrations (BAC) test.
- Suicide, attempted suicide, or self-inflicted injury.
- Exposure to bacteria with exception to infection or tetanus or rabies which is a result of accidental wound (not applicable to the coverage item 3 funeral expense coverage for death due to illness).
- Miscarriage (not applicable to the coverage item 3 funeral expense coverage for death due to illness).
- War (whether declared or undeclared), invasion or act of foreign enemies, or warlike actions whether declared or undeclared, civil war which means war of people who live in the same country, insurrection, rebellion, riot, strike, civil commotion, revolution, coup d’e tat, proclamation of martial law or any incident causing the proclamation or maintenance of martial law.
- Nuclear weapon, radiation or radioactivity from any nuclear fuel or nuclear waste arising from the combustion of nuclear fuel and any self-sustaining process of nuclear fission chain reaction.
- While the insured is committing a felony or being arrested or escaping the arrest of a criminal case that was committed with intent as an element of the crime.
- Able to purchase not more than two policies per person and if purchasing more than that, the insured will receive the coverage of the first two policies only. The subsequent insurer shall return the premium in full amount to the insured/beneficiary.
- Please check the details of the conditions and coverage of the insurance policy in the Company’s website www.muangthai.co.th
- Contact about claims at Tel. 1766 and if there is any inquiry, please contact the OIC insurance hotline Tel. 1186.
- Insurable age: The insured must attain the age of 20 - 60 on the insurance formation date.