Term of premium payment
Term of Insurance
Attaining the age of 99***
Premium Payment Method
Subject to the Company's regulations
Able to purchase according to the Company's regulations
Minimum Sum Insured
*of the initial sum insured
**For 16-65 years old
***In case there is no claim request according to the policy coverage
The case that the Company would not cover :
1. In case the insured conceals any truth or gives any false statement, the Company shall have the right to void the contract within two years from the effective date of contract or the date of last reinstatement of the policy either from lapsation or conversion.
3. In the case the insured misstates their age and the Company can prove that the actual age on the date of contract is outside the premium limit according to the Company’s business practice.
Exclusions for Critical Illness Protection:
The Company shall not pay benefit under the coverage of this insurance policy due to these following causes.
1. Illness or surgery that are beyond the definition stated in this insurance policy and stated critical illnesses and surgery that the insured has before the insurance contract effective date, or the reinstatement date of the policy either from lapsation or conversion, or within 90 days from the effective date or the last reinstatement date of the policy either from lapsation or conversion, whichever is the latest.
2. Illness or surgery which is directly or indirectly affected from AIDS and HIV.